Debt Settlement

Forms, guides and letters to assist you in settling your debt.

• Letter to Settle Past Due Account

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  Use this sample form letter to settle a past due account.

• Negotiating a Settlement With Utility, Cable, or Satellite Companies

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  If you have fallen behind in your electric, gas, telephone or other utilities, use the following letter to negotiate and settle accounts with utility companies.

• Negotiating Settlements with Creditors for Separation and Divorce Issues

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  If you are in the midst of a separation or divorce and have fallen behind in your obligations, use the format in this letter to negotiate settlements with creditors.